Historically, so-called objective appraisals, have been the starting point for bias in landing and financing. In Marin City California, the state of the residential home-lending market is like the Nimitz Freeway on a rainy day. But instead of pot holes, truck crashes and a slippery road surface; the home lending market is the byproduct of racial bias, incompetence and greed. Marin Voice: Race should never be part of home-financing equation – Marin Independent Journal (marinij.com)